Nirenjan’s Space

Regarding Pleo’s post on credit cards, I’ve also had several interesting incidents happen to me. It all started when the ICICI guy came to my training center and gave us the forms. Well, all of us filled up the forms and returned it to him. As for me, I decided to opt out of the Auto-Debit facility. So far so good. A couple of days later, I was hounded at the ICICI ATM by a salesman.

Salesman: “Sir, we are offering credit cards sir.”

Me: “Thank you, I already have applied for a credit card with your bank through my company.”

Him: “Sir, which company sir?”

Me: “HCL Technologies.”

Him: “Sir, they are giving only one year free sir, we are giving three years free sir.”

Me: “Yowe!!! They are already giving me a lifetime free card and you are troubling me with this. Get lost!!!”

Two weeks later, I got a letter from ICICI stating that “In order to process your application on priority, we require an auto-debit mandate from you…”. I was thinking, why the F*** are they asking me for an auto debit mandate even though I don’t want it??? So I called them up, surprise surprise, on a Sunday afternoon. They were working!!!!

Me: “I have received this mail from you asking me for the auto-debit mandate. Is it absolutely necessary???”

Her: “Sir, if you have an ICICI account, it is mandatory that you have auto-debit on your credit card sir.”

Me: “OK, please cancel my credit card application!”

Her: “Sir…”

Me: “Just do it.” and slammed the phone down.

Sometime later, when I went to the ICICI ATM, the same salesman approached me.

Him: “Sir, we are offering free credit cards sir.”

Me: “Yeah right, with you people demanding auto-debit, I don’t want a credit card.”

Him: “Sir, but that is optiona…”

Me: “$(#@(*&!@($. They told me it is mandatory. I don’t want a card with your stupid bank. Just leave me alone!!!”

So far I haven’t seen hide nor hair of him.

In a related incident, my grandmother got a call from HDFC offering her a credit card, and a childrens policy!!!!

This entry was posted on Monday, September 6th, 2004 at 8:57 am and is filed under Uncategorized. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.